One system, separate books
Search every account together. Correct a category once and matching payees learn it.
| Date | Payee | Account | Book | Category | Tax tag | Receipt | Status | Review | Amount | Actions |
|---|
Edit any white field. Rewards cards remain usable; loans keep principal and interest separate.
| Account | Opening owed | New purchases | Interest | Minimum | Planned | Payment | Closing owed | Statement left | Cycle spending |
|---|
Payments move money from checking to the debt account and do not count as spending twice. Interest uses the statement charge, not an APR estimate. Escrow is outside this first test.
Plans stay separate by book; All books shows the true combined totals.
Book-specific organization for review with a tax professional.
| Book | Category | Transactions | Total | Review status |
|---|
Track documentation needed for tax and reconciliation records.
Practice mode stores receipt names—not document contents—in this browser. Secure document uploads require the private cloud version.
Simulated connections for testing. No real bank credentials are used.
Match an account to a dated statement, then lock the completed record.
| Account | Statement date | Ending balance | Difference | Status | Audit |
|---|
Sample information is saved only in this browser. Do not enter real account numbers, credentials, tax IDs, or sensitive documents.
Private cloud mode not activatedDownload everything entered in this browser or restore a prior backup.